Bui Financial Advisory, LLC

While we can provide "do it yourselfers" with a complete financial plan, we find that most of our clients prefer to retain us throughout the year. They know that their financial lives are constantly evolving and like the idea that objective advice is always just a phone call or email away.

We view financial planning as an interactive, ongoing and progressive event in which we feel very privileged to partner with clients in defining, and then accomplishing their own, and often very personal, life dreams.

We respect that you are intelligent and need objective advice. We want you to become educated and feel confident in making financial decisions.

If a job is worth doing…. it's worth doing right. And for us, that means a complete, comprehensive review of your financial assets and integrating all the pieces together. We include everything from helping you understand your credit score, to teaching you how to pick a good mutual fund, to which retirement plan you should fund first. We also include tax planning and preparation because we know that without reducing the amount you owe in taxes, the road to financial independence is much longer. We find that the most successful and effective plans are those where everything is working together toward one common goal. Goals are reached much faster when ALL pieces of the train are all running on the same track.

As you begin your search for a "wealth coach, " our advice would be to look for traits we look for when deciding which clients we want to work with:

1) Do you like them?

2) Do you respect them? What are their credentials? Do they hold the CFP license? In your initial client meeting, were your questions answered in a way you could understand? Did the CFP seem to have a solid grasp of your overall financial issues (investment choices, tax code, estate planning laws, etc.)?

3) Do you trust them? Are there inherent conflicts of interest built into the relationship? (i.e. part of you thinks their recommendation makes sense, but the other part of you is questioning whether this is truly the best recommendation for you…. or if it is one whereby they earn the highest commission?) Do they always disclose in dollar terms how much they are paid when you choose one of their recommendations? When they refer someone to you, does that person give them a referral fee? Did the person who referred you to the planner get a referral fee?

We have structured our meetings so that we are able to accomplish as much as possible while you are with us. We understand that we could take all your information and then just produce a "black box" financial plan for you, but we feel it is important that you are part of the process. By participating in the process, you not only learn a great deal, but you also share ownership in the plan's design.